AI-Powered Risk Assessment Across All Segments
Advanced machine learning models trained on millions of risk assessments across insurance and lending segments
Choose your underwriting segment to get started
Mortality risk, health factors, lifestyle analysis
Pre-existing conditions, utilization patterns, cost projections
Driving records, vehicle risk, accident probability
Property values, hazard risks, liability exposure
Business risk, workers comp, liability, professional indemnity
DTI ratios, credit analysis, property appraisal, default risk
Creditworthiness, income stability, debt burden analysis
Business credit, cash flow, collateral, industry risk
One API endpoint per segment. RESTful design. JSON responses.
Sub-second responses with confidence scores and explanations.
SOC 2 Type II, HIPAA compliant, encryption at rest and in transit.
POST https://api.underwritingmaster.com/v1/mortgage/assess
{
"applicant": {
"credit_score": 720,
"annual_income": 85000,
"employment_years": 4,
"debt_payments": 1200
},
"property": {
"value": 350000,
"down_payment": 70000,
"location": "Austin, TX"
}
}
Response:
{
"decision": "APPROVED",
"confidence": 0.94,
"interest_rate": 6.25,
"max_loan_amount": 280000,
"dti_ratio": 0.38,
"risk_factors": ["DTI above 35%"],
"recommendations": ["Consider larger down payment"]
}